Unlock Your Dream Home with Affordable Mortgage and Insurance Solutions

Find the Perfect Mortgage Plan Tailored to Your Needs

we understand that buying a home is one of the most significant investments you'll make in your lifetime. That's why we offer customised mortgage solutions designed to fit your unique financial situation. Whether you're a first-time homebuyer or looking to refinance, our team of experienced lenders is here to guide you every step of the way. Explore our competitive rates and flexible terms to make your dream of homeownership a reality.

ask us anything!

Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!

Tracey 07825232174 Marc 07717471953

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Unlock Your Dream Home with Our Mortgage & Insurance Solutions.

who we are?

Your Trusted Partner in Mortgages and Insurance

Marc Broad Protection Director

20 + Years of

experience

10 + Years of

experience

We’re more than just a mortgage and insurance broker —we’re your dedicated partners in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to experienced homeowners and landlords, we’re here to offer guidance, support, and expertise every step of the way.

We conduct all of our appointments in the manner of your choice, over the phone, video call or we will come to you and meet in person, the choice is yours.

Tracey Simpson Mortgage Director

why choose us?

Building Foundations for a

Brighter Future

Home Purchase

Remortgage

Insurance

Your Journey to Homeownership Starts Here

we simplify the journey to homeownership. We are here to guide you through every step, providing expert advice and personalised support. Together, we’ll turn your dream of owning a home into reality!

  • Personalised mortgage solutions tailored to your needs.

  • Expert guidance throughout the entire buying process.

  • Competitive rates to help you save on your investment.

what we offer ?

Effortless Mortgages, Realise Your Dreams

we streamline the mortgage process to make your homeownership dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.

Consultation

Our consultation services provide personalized guidance to help you navigate the mortgage process effectively.

  • Expert Advice: Tailored mortgage strategies for your needs.

  • Comprehensive Reviews: In-depth analysis of your financial situation.

  • Ongoing Support: Assistance at every step of your journey.

Remortgage

Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.

  • Lower Rates: Access competitive interest rates for savings.

  • Flexible Options: Tailored refinancing plans to meet your goals.

  • Expert Guidance: Support throughout the refinancing process.

Insurance

Our insurance services provide essential coverage to protect your home and investment.

  • Comprehensive Coverage: Tailored policies for your needs.

  • Peace of Mind: Protect against unforeseen events.

  • Expert Guidance: Assistance in selecting the right insurance options.

how it works

Partnering in Your Mortgage Journey

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Consultation

Discuss your needs and financial goals with our experts.

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Application

Complete a simple application to start the financing process.

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Closing

Finalise your mortgage and receive the keys to your new home!

Testimonials

Miss R, Wem

Tracey has been absolutely amazing I can’t recommend her enough, I emailed Tracey asking if she could help me find a mortgage, Tracey emailed me back, Tracey arranged to come out and meet me, Tracey went through everything with me which I fully understood everything. Tracey has been there from start to finish. I really can’t thank her enough

Miss W, Nantwich

I have dealt with Marc for many years and have full trust in him arranging all of our insurances for us! He's always looked out for the best insurance policy to suit our needs and would 100% recommend him! He also keeps in touch in case our circumstances ever change to make sure everything is up to date so if you're looking for someone trustworthy Marc is ur man!! 

Mrs P, Crewe

Marc has guided us through our insurance needs for many years with honesty, clarity, and care. A trusted professional we highly recommend!

Mr J, Crewe

We spoke to Marc Broad over our life insurance, he was friendly, professional, knowledgeable, and got us the covered we required including critical illness cover.

Miss F, Ellesmere

Tracey was absolutely fantastic when helping us with looking into mortgages - we couldn’t have done it without her. All the way through, she was a massive help & nothing was too much trouble.

Thank you Tracey

Miss Smith, Whitchurch

Cannot thank Tracey enough. From our initial meeting to completion of our mortgage she has been there for us, nothing has been too much trouble for her. Can highly recommend her and her services for anyone requiring a Mortgage or looking to remortgage.

Frequently Asked Questions

What is the difference between a fixed-rate and a tracker or discount variable mortgage?

A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.

How do I know how much I can borrow?

Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.

What documents do I need to apply for a mortgage?

Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.

How long does the mortgage approval process take?

The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a weeks to four weeks. We strive to make the process as quick and efficient as possible.

Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalised service and expert guidance. For more information or assistance, feel free to reach out to us anytime!

quick info

Shrewsbury

01939 200283

S&B Financial Services Ltd is registered in England and Wales 15955693 Registered address: Lynton, Lee Brockhurst, Shrewsbury. SY4 5SA Authorised and regulated by the Financial Conduct Authority.